IUI Cost in India 2025: The Complete Breakdown
IUI (intrauterine insemination) is the most affordable medically assisted fertility treatment. A single IUI cycle with ovarian stimulation costs ₹8,000–₹35,000 all-in at most Indian clinics — making it 8–15× cheaper than IVF per cycle. This guide breaks down exactly what you pay for and what to watch out for.
What Is Included in an IUI Cycle?
An IUI cycle has several components billed separately at most clinics:
| Component | Cost Range (INR) | Notes |
|---|---|---|
| Consultation | ₹500–₹2,000 | Initial + follow-up visits |
| Baseline ultrasound (Day 2–3) | ₹800–₹2,000 | Checks starting follicle count |
| Oral ovarian stimulation (letrozole or clomiphene) | ₹200–₹800 | 5 days of tablets |
| Monitoring ultrasound scans | ₹800–₹2,000 each | 1–3 scans per cycle |
| Trigger injection (hCG) | ₹300–₹1,500 | Ovitrelle or Pregnyl |
| Sperm preparation (IUI wash) | ₹1,500–₹3,000 | Separates motile sperm |
| IUI procedure itself | ₹1,500–₹4,000 | Catheter insertion; 10 minutes |
| Progesterone support | ₹500–₹1,500 | Post-procedure luteal support |
| Total per natural IUI (no stimulation) | ₹5,000–₹12,000 | Minimal monitoring only |
| Total per stimulated IUI (most common) | ₹8,000–₹22,000 | Standard package |
FSH injectable stimulation IUI: When gonadotropin injections (Gonal-F, Menopur) are used instead of oral tablets — which is occasionally needed — medication costs rise to ₹15,000–₹40,000 per cycle, bringing the all-in cost to ₹20,000–₹55,000.
City-Wise IUI Cost Guide (2025)
| City | Stimulated IUI (Oral + IUI) All-In |
|---|---|
| Mumbai | ₹12,000–₹28,000 |
| Delhi/NCR | ₹10,000–₹25,000 |
| Bengaluru | ₹10,000–₹25,000 |
| Chennai | ₹8,000–₹20,000 |
| Hyderabad | ₹8,000–₹20,000 |
| Pune | ₹9,000–₹22,000 |
| Kolkata | ₹7,000–₹18,000 |
| Tier 2 cities | ₹5,000–₹15,000 |
Prices vary by clinic quality, laboratory accreditation, and whether packages or itemised billing is used.
Donor Sperm IUI Cost
If donor sperm is used (single women, same-sex couples, or severe male factor), additional costs apply:
| Component | Cost (INR) |
|---|---|
| Registered sperm bank (licensed under ART Act 2021) | ₹8,000–₹20,000 per vial |
| Quarantine period (mandatory 6 months per ICMR) | No extra charge — in storage |
| Additional sperm preparation | ₹1,000–₹2,000 |
| Donor sperm IUI total | ₹15,000–₹45,000 |
Note: The ICMR ART Act 2021 mandates a 6-month quarantine period for all donor sperm — meaning fresh donor sperm same-day is not possible; clinics use pre-quarantined frozen sperm from licensed banks.
How Many IUI Cycles Should You Budget For?
Most fertility specialists recommend 3–6 IUI cycles before escalating to IVF. Success rates per cycle are:
| Age | Live Birth Rate per Stimulated IUI Cycle |
|---|---|
| Under 35 | 10–15% |
| 35–37 | 7–12% |
| 38–40 | 3–6% |
| 41+ | 2–3% |
Cumulative cost for 3 IUI cycles (stimulated, mid-range clinic): ₹30,000–₹75,000 — still significantly less than one IVF cycle.
Total cost planning: Budget for 3–6 cycles. If 3 cycles fail with no clear reason, most specialists recommend proceeding to IVF rather than continuing IUI indefinitely.
IUI vs IVF: Cost-Effectiveness
| 3 IUI Cycles | 1 IVF Cycle | |
|---|---|---|
| Approximate total cost | ₹45,000–₹1,00,000 | ₹2,50,000–₹3,50,000 |
| Cumulative success (under 35) | 30–45% | 40–50% |
| Time | 3–6 months | 2–3 months |
For women under 38 with no blocked tubes and adequate sperm, 3 IUI cycles represent reasonable value before escalating to IVF.
What to Ask Before Starting IUI
- Is the monitoring ultrasound package included or charged per scan?
- Are oral stimulation medications included in the package?
- What is the procedure fee for the IUI itself?
- Is the sperm preparation (IUI wash) included?
- What progesterone support is prescribed and what does it cost?
- What is the cancellation policy if the cycle is cancelled before IUI?
Reference: ICMR ART (Regulation) Act 2021. ASRM — Intrauterine Insemination, 2023.
Frequently Asked Questions
How much does one IUI cycle cost in India?▾
A standard stimulated IUI cycle (with oral medications, 2 monitoring scans, trigger injection, sperm preparation, and the IUI procedure) costs ₹8,000–₹22,000 at most Indian clinics. Injectable FSH stimulation IUI costs ₹20,000–₹55,000. Prices vary by city — Mumbai and Delhi are higher than Tier 2 cities. Always ask for a fully itemised estimate before starting.
How many IUI cycles does it usually take?▾
Most specialists recommend 3–6 IUI cycles before proceeding to IVF. Cumulative success after 3 stimulated IUI cycles is approximately 30–45% for women under 35. If 3 cycles fail with no identifiable cause found, the ASRM 2023 guideline recommends moving to IVF rather than continuing additional IUI cycles.
Is IUI cheaper than IVF?▾
Yes — significantly. One stimulated IUI cycle costs ₹8,000–₹22,000 versus ₹2,50,000–₹3,50,000 for one complete IVF cycle. Three IUI cycles combined still cost less than one IVF cycle. However, IUI has much lower per-cycle success rates — for women over 38 or with blocked tubes or severe male factor, IVF is more cost-effective overall despite the higher upfront cost.